New York

Foreclosure Actions - How Does Accelerating the Mortgage Affect the SOL?

Foreclosure Actions - How Does Accelerating the Mortgage Affect the SOL?

My previous article regarding New York's Statute of Limitations (CPLR 213) described how New York provides an affirmative defense to actions based upon contractual obligations that accrued more than six (6) years ago.

Debt Collection Consumer Protection: It’s not just FDCPA!

Debt Collection Consumer Protection: It’s not just FDCPA!

My previous article on Debt Collection Consumer Protection described the protections afforded by the Fair Debt Collection Practices Act. There are also numerous other federal, state and local laws which provide additional protections for consumers.

New York’s Statute of Limitations - Another Pitfall to Avoid!

New York’s Statute of Limitations - Another Pitfall to Avoid!

New York’s Statute of Limitations ("SOL") is designed to protect homeowners from the unfairness that might otherwise result from foreclosures concerning defaults that occurred so long ago that the homeowner may no longer possess documents, evidence or proof of payments made.